HOME MORTGAGE LOAN DEALS AND REVIEW

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• What are the key factors in obtaining a home mortgage loan?
  My credit is not bad or fair. It's good, just below excellent. How good does your credit have to be and what other factors are key to successfully obtaining a home mortgage loan? My credit is not bad or fair. It's good, just below excellent. How good does your credit have to be and what other factors... (waive)
• When will we see the fixed loan mortgage rates come down as a result of the fed's rate cut. ?
  trying to figure out whens the best time to refinace or get a fixed home equity loan. trying to figure out whens the best time to refinace or get a fixed home equity loan. I think that they might go down a little, but right know the rates all pretty good. Fed's rate has no direct impact... (waive)
• Bad credit mortgage loan?
  My husband and I are trying to get a home loan we only need 20, 000 for a home we are looking to purchase in TX. This would be our primary home. My husband's score is 573 and we need to get this done as soon as possible. We have a small dp to put down 1,... (waive)
• My mortgage bank is offering me to pay my second loan at a reduced amount. Should I take it?
  2 days ago I got a letter from Aurora Loan Services, they are offering me to pay about half of my second mortgage loan and saying that, if I do it, "my loan will be considered payed in full". I have to do it within 30 days and the payment has to be done in the form... (waive)
• Pay PMI or second mortgage loan?
  We're refinancing and our home value has dropped causing us to pay 105 month in PMI, but we're still saving 100 month with the lower interest rate. Our LTV is at 83. 4 and once 80 LTV is reached we will have no more PMI. This could take a few years depending on the housing market. The... (waive)
• How can I get out of my home mortgage loan?
  Me and my fiance bought a home, now his family is residing with us temporarily. It has been a year, the loan is in both our names. How can I get out of it? I has been only 3 months since we bought the home. Me and my fiance bought a home, now his family is residing... (waive)
• can i get second mortgage loan on my property?
  I have property worth of rs. 50, 00, 000 i already have a loan of rs. 10, 00, 000 i want second mortgage loan on this property. can any one suggest the lenders. I am at trichy, tamilnadu, india. I am in India. Pls some loan firms in india tamilnadu trichy. Even pvt. money lenders I have... (waive)
• If someone defaults on their mortgage loan, what happens to the second mortgage owed?
  I know someone defaulting on their mortgage loan because they decided it is too much owed for a house that has gone down in value 40. They also have a second loan for 75, 000. Is that forgiven too? Are there different rules for second loans? These people have ets. Own another property paid in cash plus... (waive)
• which law covers a second mortgage loan after a foreclosure?
  my home went through forclosure and was sold. I had a second loan on the house and the loan company sent it to a collection agency to try and collect. I believe there is a law that would prevent them from being able to collect on the second. my home went through forclosure and was sold. I... (waive)
• what qualifies as a second home for mortgage loan?
  I am working overseas, I want to buy a house in Texas. Can I consider it to be a 2nd home and ask the mortgage company to give me interest as second home instead of calling it "investment property" ? The interest rates and taxes for 2nd home is less than investment property. It will be rented... (waive)
• what company is the best home mortgage loan lender?
  i am interested in refinancing my home and have a current loan with chase home mortgage. Which home loan lender it most popular or best to use? i am interested in refinancing my home and have a current loan with chase home mortgage. Which home loan lender it most popular or best to use?. Mortgage loan is... (waive)
• Can I use my current owned home as collateral on new home mortgage loan?
  My wife and I live in a home legally donated to us by family. We have ownership. Can we use this home as collateral for a mortgage loan on another home in another state? If so, how does that work? My wife and I live in a home legally donated to us by family. We have ownership.... (waive)
• What would happen to your home mortgage loan in this case?
  Say if me and a co buyer buy a home together both first time home buyers, and get a conventional loan from a bank. If later, one of us wants to take our name down the le, would that be allowed? Would the bank re acess the other person's credit and issue a new loan to them?... (waive)
• Why is home mortgage loan considered a tax benefit ?
  I am planning to buy a home and wanted to know why everyone thinks that home mortgage loan is tax beneficial. Example: If we are paying around 15, 000 a year in interest property taxes and in tax refund 15 tax bracket we get back around 2K 3K and we are happy. Its like paying government 100... (waive)
• Can you get a bad credit mortgage loan anymore?
  Have a credit score of around 620 640. Past wage garnishment a year ago but paid off early. Past car repossession reason for the garnishment. Other small things charged off. Only looking for a mortgage loan of 25K or less with 10K for down payment. With todays economy, is there any chance of finding a mortgage company?... (waive)
• Do we need to get a new le insurance when we refinance our home mortgage loan?
  We bought a le insurance when we first got our home loan. We are now refinancing with another bank and they are requiring us to get a new le insurance. Is this right? We bought a le insurance when we first got our home loan. We are now refinancing with another bank and they are requiring us... (waive)
• Can we get a home mortgage loan with poor credit?
  My soon to be husband and I are renting a home in our area and paying 1100. 00 a month in rent. This is quite a bit for the area that we live in We are wanting to buy a home and feel that we have sufficient income around 90, 000 to own a home. The problem... (waive)
• what's the easiest bank to get a home mortgage loan from in florida? I am a first time buyer?
  I am a first time buyer and am trying to get qualified for a home loan. I am scared that if i go to the wrong banks they will just keep runing my credit and lower my score so i want to go to one bank and run it only once hopefully. I have a 689 and... (waive)
• What is a normal mortgage loan rate for someone with no credit? Living in Central OK ?
  I am looking online at some houses and have never tried to buy one before. I have always rented. I live in Central Oklahoma and have next to no credit. I know the range is like 5 10, but that's about all I know I am looking online at some houses and have never tried to buy... (waive)
• how long does it take for a mortgage equity loan to go through?
  I have a credit score of about 680 and lived there for 15 years. I owe 185k and the house is worth 410. I am over 15k in credit card debt and had two late payments. I am also retired and on a on and social security I have a credit score of about 680 and lived... (waive)
• Can I use my current owned home as collateral on new home mortgage loan?
  My family and I live in a home legally donated to us by my father. We have ownership. Can we use this home as collateral for a mortgage loan on another home in another state? If so, how does that work? My family and I live in a home legally donated to us by my father. We... (waive)